FAQ

Negotiations

The broker can negotiate with several candidates simultaneously. This should, however, he does to those concerned to make known

The seller determines which he sells his home in consultation with his Realtor. The buyer can negotiate the price, but the seller decides. This applies to all goods which the seller considers important to decide whether his home to this buyer. If the seller and buyer agree about these matters, there is a buy.

Sometimes the seller and buyer a number of less important matters, "movable property" for example, only to negotiate when they talk about the principal issues. In such a case, the court may provide that if the parties can not agree side issues, now they are on their own sometimes indicated as the principal, must continue to negotiate until a reasonable result is achieved on the side issues.

You can not force you are negotiating. You are only in negotiation when the seller responds to your bid. So if the seller makes a counter. Also, the selling broker explicitly indicate that he is negotiating with you. You are not negotiating the selling broker says that he is your bid will consult with the seller.

Purchase

No. The highest court, the Supreme Court has in fact ruled that the asking price of a property is an invitation to make an offer. If the asking price of an ad or property guide, then you do a bid. The seller can then decide whether to accept your offer or not, or that his broker a counter offer. He may even decide the asking price during the negotiations to increase.

In addition to income requirements, lenders also consider the 'market value' of the property. The lender determines what exactly constitutes this market value. It could be:

The purchase price of the property
The purchase/construction sum, potentially increased by land prices, construction costs, additional work, construction interest, and utility connections
The appraised value, potentially after renovation

For an existing property, in 2014, you could borrow a maximum of 104% of the market value (potentially after renovation).

In 2018, the maximum mortgage cannot exceed the market value of the property (100%). Therefore, starting from 2013, the maximum mortgage is reduced in six equal steps of 1%. Consequently, in the future, you will have to cover more of the additional costs yourself.

"buyer's costs" (kk) means that the buyer pays the costs of the transfer of the property accounts for. The "buyers costs" is about 10% of the purchase price. Among th e buyers costs include the following costs:
- Transfer Tax;
- Notary fees for drafting the deed of transfer;
- Land Registry Fees for registration deed of transfer.

In addition to these costs, the buyer must also take account of:

- Notary fees for drafting the mortgage;
- Land Registry Fees for mortgage registration.

The costs are not the buyer brokerage fees. If a seller is an estate agent to sell his / her property then the seller will have to pay costs of this agent. If the buyer is an estate agent for the purchase of a property, the buyer will pay the costs of this agency must pay.

If the broker says 'under offer', it means that he has a serious candidate, which he undertook transactions with others not to promote. This does not mean that no more can go sightseeing. The broker should be clear to indicate that he "under offer" is.

During the waiting period, the buyer can still undo the agreement. Thus, the opportunity for such experts to consult.
The reflection takes (at least) three days starting on the day following the day that the buyer (by both parties) signed certificate or a copy there of gets handed. The cooling-off period ends at midnight of the last day of the grace period. It is not important what time the buyer a copy of the document received

Sale

No. The costs are not the buyer brokerage fees. If you hire us to sell your property then you will have to pay costs of our services. If the buyer is an estate agent for the purchase of a home, the buyer must pay cost of our services.

An option in the legal sense gives one party a choice by a unilateral declaration of a purchase agreement with another party to close. The parties have agreed on the condition of the sale, but the buyer gets such a week to think.

When buying a new house is such an option is common. When purchasing an existing home is often erroneously the term 'option' is used. Then it has the meaning of certain commitments that selling broker can do to an interested buyer during the negotiation. Such a commitment might mean that an interested buyer for a few days to think about getting a bid. The broker will in the meantime try not to another party to enter into negotiations. The interested buyer can use this time to a better understanding of mean funding or uses of the property.

An option can not demand, the seller and selling broker to decide whether a given negotiation commitments.

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